It may be surprising but using percentages allows you to get a more holistic view of your entire financial situation. It also allows you to be a little more flexible. Things happen all the time that we cannot predict and allowing for some flexibility decreases the amount of stress you may feel when it comes to your budget.
Read MoreDo you need a personal budget consultant? It’s something of a loaded question, isn’t it?
So rather than drag it out as proper blogging methodology suggests, let me offer you my response to the question right up front. Do you need a personal budget consultant? Probably not. On the other hand, do you need a personal budget? Absolutely.
Read MoreLet’s talk about a personal money makeover for you this year. This month, actually. Well, the sooner you start the better! Why? Because maybe you can’t control everything, but you can control the things you can. The best time to take more effective control of your finances is before everything around you goes completely bonkers. That ship, for many of us, has sailed. But the second best time is right now, while it’s still pretty wonky.
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